Everyone has been in this situation – you go to bed at night and can’t stop thinking about money. There never seems to be enough of it to go around, which is a problem for your mental health. The closer you are to the red, the farther from the black and the more you start to fret about the implications.
The solution is to stop stressing and relax, but this is easier to say than it is to do because you’ll always have financial concerns unless you have a bottomless pit of money. What you need are simple hacks that control your emotions, and you can find them underneath.
Think About The Good Stuff
The bad stuff sticks in your mind, while the good stuff takes a backseat and doesn’t make a sound. Unfortunately, it’s the former that makes you feel anxious. Considering it’s always around, lingering like a bad smell, you’ve got to create a way to push it to the back of your mind. An excellent trick is to write down any positives of your financial situation. Yes, you might be in debt, yet you could have a well-paid job you love, an emergency fund, and a pension pot for retirement. They are all things to make you happy!
Limit Screen Time
The internet can be a wonderful place full of community spirit and advice. It can also be a nasty place where people put you down without knowing your circumstances. Even if social media aren’t judgy, the simple fact that you compare yourself against others is unhealthy. After all, your circumstances are different, so it’s wrong to be embarrassed because you don’t have a car or are still renting. Social media encourages you to compare yourself with others, which means the only way to stop is to limit your daily screen time.
Do Something About It
Your anxiety won’t go away until you act, so you should step up to the plate. It can be as simple as speaking to a financial advisor to ask for help or taking out payday loans to see you through the month. If you’re the type of person who can’t wait to see what tomorrow brings, there’s no point sitting around and wondering. By taking positive action, and gaining Financial Advice from Curo (or other financial advisors local to you) you can set your plan in motion and instantly make yourself feel better in the process. Just make sure your mind is clear before jumping the gun.
Check Your Credit Rating
Fretting over the small details is often unhealthy, but this is only true when there isn’t a clear view of the bigger picture. For example, looking over your finances and imagining what could happen doesn’t help anyone. However, using online tools to understand your finances better is a fantastic coping mechanism. Your credit score on Experian or ClearScore shows you where your finances stand right now. In context, evaluating where you are could make you less anxious. After all, you can get a loan if it’s in the “good” or “very good” sections.
Money and anxiety fit like a jigsaw puzzle, yet it’s your job to break the chains from time to time.
This is a collaborative post
